A clear view of every protection type available, each written in plain terms so the right choice is straightforward to identify.
No two drivers carry identical risk on the road. A short daily commute, a vehicle shared among household members, or regular long distance travel each call for a different kind of protection.
The plans available here are organized around those differences. Mileage ranges, vehicle categories, and route types all factor into how a tier is priced, keeping the monthly cost tied to actual behavior rather than broad assumptions.
Changing a plan level, adding optional add-ons, or reviewing current terms all happen inside the account dashboard without requiring a phone call or paperwork submission.
Each coverage type below addresses a distinct situation drivers actually encounter, from minor parking lot contact to late-night breakdowns on unfamiliar routes.
Activates when the policyholder is responsible for a collision, covering injury costs and property damage for the other party involved. This coverage meets minimum state requirements across all covered regions and forms the essential foundation of any auto policy.
Handles repair or replacement costs following a crash, regardless of which driver was at fault. Coverage applies to impacts with other vehicles, guardrails, road barriers, and fixed objects. Deductible options allow the monthly premium to be adjusted based on preferred out-of-pocket exposure.
Addresses damage that occurs outside of traffic incidents, including weather events, hail, theft, falling objects, fire, and vandalism. Often paired with collision protection to provide a complete layer of vehicle coverage regardless of how the damage happened.
Steps in when the at-fault driver carries no insurance or holds a policy that does not cover the full extent of the damage caused. This coverage handles vehicle repair costs and medical expenses so the financial burden does not fall on the policyholder in those situations.
Available around the clock for flat tires, dead batteries, fuel delivery, lockouts, and towing needs. A single call connects to service within the covered network without requiring upfront payment at the scene. Response teams operate across the full national service area.
Covers a replacement vehicle during covered repair periods so that daily routines, school runs, and work commutes stay on schedule. Reimbursement applies per day up to the policy limit and activates automatically once a qualifying claim has been filed and approved.
Standard features are available across all coverage tiers, ensuring a consistent service baseline regardless of the plan level selected at signup.